At Rocket Referrals we’ve had success implementing the Net Promoter Score (NPS) survey into our software. We gather hundreds of surveys responses for businesses (most of them insurance agencies), which allow them to measure the loyalty of their client base. Although we automate much of the follow-up communication for our agents, we also suggest that they respond via phone call to some of the respondents. Ideally the agent could personally call every client that completes NPS survey, but it’s more practical to focus on those that fall within a specific score range.

Below we’ve created three groups ranked in priority based on the NPS score. Included is an explanation of each category, as well as a guideline with key points to cover on the phone call. Each are based on research and comprise best practices that promote higher retention and positive word-of-mouth.


Priority Group 1: Your Detractors, Scoring 0-6

By and large, clients in this range are particularly dismayed with the agency and are at high risk of defecting. The purpose of the call is to identify the reason behind the low score, and offer a resolution to the issue. Ultimately the goal is to convert these detractors into promoters to improve client retention and promote positive word-of-mouth.

Thank them for being a client and taking time to respond to the survey
Mention that you noticed a low score and ask if there is a particular reason they rated you low
Acknowledge their issue and tell them you work to resolve it
Ask if they’d like to discuss their coverage in more detail
Indicate that you are always only a phone call or email away, that you’ll be sure to reach out more frequently, and that you will address any specific issues they had.

Keep in mind: Rocket Referrals analyzed data from over 20k survey responses from clients of insurance agents and found that 81% of all negative feedback resulted from the absence of regular and meaningful communication from the insurance agency. That being the case, although calling disgruntled clients is a start, there is still a need to implement a long-term communication strategy.


Priority group 2: Your Passives, Scoring 7-8

People answering in this range are generally lukewarm about the agency. There could be a specific issue wearing on them, but more likely it’s a lack of communication that has taken a toll on the relationship. Occasionally people in this group simply aren’t the referring type. The purpose of the phone call should be to thank the client for their feedback and find out what is preventing them from scoring higher on the NPS survey. This, combined with touch-points throughout the year, will convert this indifferent group into promoters.

Thank them for being a client and taking time to respond to the survey
Mention that you noticed their score and ask if there is anything you can do to get the score higher
Acknowledge their feedback and tell them you’ll take action on it
Take this opportunity to inquire about changes in their life that could warrant a change in their coverage
Indicate that you are always only a phone call or email away, and that you’re going to work on addressing any issues that may have arisen during the phone call


Priority Group 3: Your Promoters, Scoring 9-10

This group is your promoters. The goal is to encourage them to take action on their willingness to refer, as well as search for cross-sale opportunities and act on them. Clients scoring high on the NPS survey are an excellent opportunity for revenue growth. They’ve indicated a likelihood to recommend, so the responsibility lies on the agent to make it easy for them to do so. Following the phone call the agent should encourage written testimonials, social media shares, online reviews, and the like.

Thank them for being a client and taking time to respond to the survey
Mention that you are happy to hear that they are happy and inquire about any updates or changes in their life (new car, home, etc.)
Take advantage of cross-sale opportunities that may arise from the conversation
Indicate that you are always only a phone call or email away, and that you’d love to help out their friends and family to have them call you directly